Understand it. Check the fit. Get the right one.
Find out whether an annuity is right for you — before anyone sells you one.
We explain annuities in plain English, review whether one actually fits your retirement income plan, and — if it does — help you get the right contract through independent licensed professionals. Free, and no pressure either way.
Retirement income decisions are permanent. You should make yours with help you can trust.
Most annuity material is written to sell. Ours is written to be understood — and when you are ready to act, we stay with you through choosing the contract, not just reading about it.
1. Understand how they work
Fixed, indexed, immediate, deferred — four structures, four very different promises. We explain each one, and what it costs, without the brochure language.
Read the basics2. Find out if one fits you
Sometimes the honest answer is no. We test the question against your own expenses, savings, and timeline before anyone quotes you a product.
Get your free fit review3. Get the right one
If an annuity does fit, we help you compare real offers and get matched with a licensed professional who can put the right contract in place.
Start the processHow it works
- 01
Tell us your situation
A short form: your age, roughly what you have saved, and what you are trying to solve. It takes two minutes and costs nothing.
- 02
We review the fit
We look at the gap between your essential expenses and your guaranteed income, and tell you plainly whether an annuity helps — including when it does not.
- 03
We help you get the right one
If it makes sense, we walk you through the contracts worth comparing and introduce a licensed professional in your state to put it in place.
Find out if an annuity is right for you
Answer seven short questions — it takes about a minute — and we will come back within one business day with a straight answer about whether an annuity fits, and which kind if so. No cost, and no obligation to buy anything.
Prefer to read first? The questions page covers what most people ask before reaching out.